Choice Checking Account
Perks, protection & peace of mind
Our premium checking account keeps your money safe, your
information secure, and earns you more.
24/7 access and
smart solutions
Lean into the ease of banking with Choice Checking.
- Free e-Banking, e-Pay, and e-Deposit
- Get paid up earlier with Express Pay
- Personalized financial planning with Choice Map
Trusted by your neighbors
0K+116K+Total Members
$0K1KAverage Annual Savings
0%92%Say Banking Here is Easy*
*Based on our 2024 member satisfaction survey
Premium checking with convenience
Earn interest on balances of $2,500+*, plus enjoy travel and shopping discounts, and purchase protection. All in one simple, convenient account made for you—Choice Checking.
Save on travel, entertainment, and more
Enjoy discounts on everyday purchases like shopping, travel, movies, and more.
Hear from happy members
Not your average credit union
We make the choice easy
Level up your banking and start earning with Choice Checking. It’s time to get more from your money.
Exclusive Member Benefits | Choice Checking | Basic Checking |
Universal access to mobile banking and e-banking | icon-check | icon-check |
Fastest access to funds with direct deposit and Express Pay | icon-check | icon-check |
Safety and security with debit card controls | icon-check | icon-check |
Service at 20+ member centers and over 30,000 fee-free ATMs | icon-check | icon-check |
Optional overdraft protection | icon-check | icon-check |
Unlimited financial guidance from a credit union-certified financial counselor in our Choice Map program | icon-check | icon-check |
Interest-earning (balances over $2,500)* | icon-check | |
Free Paper Statements | icon-check | |
Travel and Leisure Discounts, $hopping RewardsTM, and Health Discount Savings | $300 Estimated Yearly Savings | |
IDProtect® Identity Theft Monitoring and Resolution Service1 | $120 Estimated Yearly Savings | |
Up to $10,000 AD&D Insurance2, Debit Advantage®2, and Cellular Telephone Protection2 | $120 Estimated Yearly Savings | |
$5.95 Per month |
Terms and Conditions
*Registration/activation required.
- Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
- You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to you score on a monthly basis.
Choice Checking Rates*
Modern banking. Neighborly service.
We know that when our members are living well and enjoying healthier finances our communities are better off. That’s why we offer smart, modern solutions and great banking benefits like 24/7 access, easy e-Banking, and the personalized attention you deserve.
Terms and Conditions
*APY = Annual Percentage Yield. For full terms and conditions please reference our website.
Equal Housing Opportunity.
No minimum deposit is required to open a Choice Checking account. Basic Checking accounts are non-interest bearing. Fees may reduce earnings. For a complete list of fees, please refer to the credit union’s Fee Schedule. All annual percentage yields are accurate as of the last dividend declaration date and are based on the assumption that funds remain on deposit for the entire dividend period. Dividend rates on share accounts are declared monthly by the Board of Directors and posted on the last day of every month. All rates are subject to change at any time without notice. For more information, please refer to our Agreements & Disclosures.
**Registration/activation required.
1. Benefit Eligibility
Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2. Insurance and Benefits Disclosure
The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any federal government agency, nor are they deposits of or guaranteed by the credit union or any credit union affiliate.
3. Credit Score Access and Monitoring
You will have access to your credit report and score once your information has been verified by the credit reporting agency (CRA). Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. After doing so, your score will be updated monthly and available for review at any time.