Become a Member

Your credit union, your choice

When our members thrive, our community thrives. That’s why we work to make sure your goals are met today and tomorrow with modern solutions for simple, rewarding banking—for good, for life.

Open an Account

Apply for a youth account

Become a Business Member

Why Community Choice?

Community first, always

Everything we do is for the greater good of our communities.

24/7 online banking & resources

Stay in control of your banking from anywhere.

Products tailored to your needs

Smart financial tools for personal and business banking.

Award-winning member service

We provide thoughtful, personalized guidance and insight.

Financial wellness focused

Here to get you on track for better finances today and tomorrow.

The credit union you need. Service you’ll love.

Get paid early with Express Pay
Earn $12 every month with GetBigReward$
Access to 20+ member centers across Michigan
30,000+ fee-free ATMs
Business banking that works for you

Find the smart financial solutions you want from big banking and the one-on-one service you only get from your neighborhood credit union.

Open an account

New Members
Earn $50*

Share promo code “New Partner” at account opening and get one step closer to $50. In the first 60 days after opening your account you’ll need to complete ONE of the following to receive $50:

Set up direct deposit — min. $300 total
Complete 20 Mastercard^® transactions

Open an Account

Hear from happy members

“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

Get $75 every time*
you refer a friend

Let friends and family know about all the perks and services you love at Community Choice. You can earn $75 for every successful referral!

*We mean it – referral rewards are unlimited! Earn $75 for every friend or family member who opens a checking account and maintains their membership for 30 days.

Start referring

Community Choice has it all

Checking accounts

Choice Checking for those that like a little extra and basic accounts for members who like to keep it simple.

Business banking

We take care of the business banking so you can keep taking care of business.

Savings accounts

Secure savings options for your finances today and the future.

Credit cards

Added security and convenience with your Community Choice Mastercard®.

Community Choice by the numbers

0k115kMembers

$0B1.79BMember Savings

$0M27.7MAll-time GetBigReward$

089Years of Service

Remarkable member service

Member service is one of our biggest priorities – and our members agree!

9 out of 10 members say it’s easy to do business with us!
4.75 Stars / 8K+ Reviews on Google
4.8/5 Service Satisfaction Score

Make an appointment

The switch made easy

Switch it up easily with our e-Banking tool ClickSwitch. In just a few steps, we’ll help you switch your direct deposits and recurring payments with ease.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Become a member

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs

*To receive the incentive payment the current, referring member must meet the following qualifications: Must be 18 years or older with a checking account. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The new referred account must be open for 30 days for the current, referring member to receive the incentive payment. Incentive payment will occur on the Monday following the 30th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.

To receive the incentive payment new members must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 60 days and must have completed one of the following: (1) $300 in total direct deposits OR (2) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 60 days of opening account. Incentive payment will occur on the Monday following the 60th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account if there is one on file; if no checking account is on file, deposits will be made to the savings account.

Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is subject to change and could be discontinued at any time.