Personal Savings
Sit back, watch your personal savings grow
Easily maximize your savings potential with our competitive rates and flexible savings options.
Choice Savings gets you there
Set your goals and meet them with increased earned interest as your balance grows.
Easy, organized savings for every goal
Saving for something specific? With a Choice Goal Savings account, you can set up separate accounts for your individual goals: vacation, education, taxes, even a down payment, and give each one a custom name so you can easily track your progress.
- Earn competitive dividends with no minimum balance
- Open with $0 and pay no monthly fees
- Create up to 9 Choice Goal accounts per membership
- Access anytime with e-Banking or 30,000+ co-op ATMs nationwide
- Enjoy the peace of mind of NCUA insurance up to $250,000
Risk-free savings with Certificates of Deposit
Maximize your interest without the risk when you open a Certificate of Deposit at Community Choice Credit Union. You can start earning on a short-term CD with as little as $500. Interest is paid based on your balance. The more you save, the more you earn.
Explore IRA options for simplified retirement savings
Save for retirement your way. Enjoy easy account access, great rates, and peace of mind with federally insured funds up to $250,000. Flexible, secure, and built for your goals.
Banking made easy so you can take it easy
CD ladders made easy
CD laddering with Community Choice Credit Union provides easier access to funds and more flexibility than a single Certificate of Deposit, while still offering guaranteed cash and financial security.
Savings Rates*
Targets
Organize your savings with Targets. It’s easy to do and helps you keep your savings aligned with your goals. Open Targets anytime in e-Banking and we’ll help you automate your way to savings success.
Current rates
Compare rates for Choice Savings, IRAs, CDs, credit cards, and available loans.
Hear from happy members
Free digital banking
Bank from anywhere with online and mobile access. Manage accounts and loans from your computer, tablet, or phone.
Mobile app
Control your accounts, monitor spending, transfer money, and do it all securely from your phone.
e-Deposit
Easily deposit a check into your accounts from your phone with a simple photo.
Apple Pay & Google Pay
Make convenient, secure payments when you add your Community Choice credit or debit card.
Card controls
Take charge of how your cards are used, including automatically limiting purchases by transaction type and location.
Emergency funds
Our self-serve Express Cash loans provide money with only 6 clicks in 60 seconds.
Goals made easy
Our Targets tool lets you set savings goals and auto transfers via e-Banking.
Personal Savings FAQs
Your personal savings questions answered. See all frequently asked questions.
Building better community, one member at a time
We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.
*APY = Annual Percentage Yield
Dividends will be paid monthly based on the aggregate balance of your Choice Savings Account and Choice Goals. The combined dividend will be deposited into your Choice Savings Account. $5.00 min. to open. All rates subject to change at any time without notice. For more information, please refer to our Account Agreements and Disclosures.