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We are Community Choice Credit Union

At the heart of it all

We’re here to make banking easier for our 116,000+ Michigan neighbors. We offer convenient access to your finances, so you can spend less time banking and more time living well your way. Because when you thrive, your community thrives. Better banking for better futures starts with you.

Become a member

Local banking that takes you further

We deliver all the modern tools you need while maintaining friendly, neighborly service.

24/7 account access

Manage your Choice Checking and Savings accounts anytime, anywhere with online and mobile access.

Make every purchase count

Get more from your spending with our cashback card and access exclusive discounts designed to help you save.

Local convenience, nationwide access

Stay local with 20+ member centers in Michigan and 30K+ fee-free ATMs across the US.

Personalized financial guidance

Work with a Personal Advisor to help you set financial goals and create a plan to reach them.

Identity theft monitoring & resolution service

This extra layer of security keeps your information safe and helps resolve any issues quickly.

Rooted in community, growing together

Support local initiatives and help our community thrive, all while enjoying the benefits of a credit union that cares.

New Members
Earn $50*

Share promo code “New Partner” at account opening and get one step closer to $50. In the first 60 days after opening your account you’ll need to complete ONE of the following to receive $50:

  • Set up direct deposit — min. $300 total
  • Complete 20 Mastercard® transactions
Open an Account

Everything you need, all in one place

Find the smart financial solutions you want from big banking and the one-on-one service you only get from your neighborhood credit union.

Become a member

Checking & savings

Keep your money safe and your information secure, and it earns you more.

Personal loans

Get the money you need when you need it for life’s big moments, your next car, or your next adventure.

Mortgages & home equity

Quick and easy applications to save you money, time, and home-buying headaches.

Credit cards

Earn cashback and enjoy contactless payments, zero liability protection, and more.

Hear from happy members

  • “I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
  • “This is our second auto loan with CCCU in the past 4 years and we couldn’t be happier with the service received from everyone that we had dealt with. Keep up the great work.” Lucien D.
  • “I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

We’re proud to #GiveBig

Whether we’re filling backpacks, volunteering locally, or helping students reach new heights, we do it all for our communities. We’re dedicated to ensuring everyone has the chance to thrive.

Become a member

$0m1.6mscholarships awarded since 2009

0K46.5Khours volunteered since 2008

090years of dedicated service

Bank with a credit union that puts you first

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Become a member

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers in Michigan and 30K+ fee-free ATMs nationwide

two women business owners high fiving

To receive the incentive payment new members must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 60 days and must have completed one of the following: (1) $300 in total direct deposits OR (2) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 60 days of opening account. Incentive payment will occur on the Monday following the 60th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account if there is one on file; if no checking account is on file, deposits will be made to the savings account.

Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is subject to change and could be discontinued at any time.