Recreation Loans

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Find loans for motorcycles, RVs, boats, and more
Lock in a competitive rate
Worry less with asset protection

The right loan for your adventure

Make the dream a reality and apply for your recreational vehicle loan today. Get to know Michigan’s great outdoors by boat, motorcycle, RV, or powersport vehicle.

Competitive rates

Big bank rates with local, personal service to ensure the numbers work for your budget.

Skip-a-payment option

Eligible members receive skip-a-payment offers in the mail, generally twice per year.

Full protection

Helps members if their vehicle is totaled or stolen and their loan amount exceeds the vehicle value. The protection pays for the shortage.

Account management on the go

Easy account access, conveniently on the go with our e-Banking mobile app

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Boat, RV, and camper loans

Take Michigan by road or water. Our boat, RV, and camper loans can make the dream a reality. Apply for yours today. 

Apply for a recreation loan

Powersports and motorcycle loans

Find a new or used bike that fits your style or a powersport vehicle for the perfect adrenaline rush! We make it easy to get a loan and get on the road.

Apply for a recreation loan

Recreation Loans

New and Used Boats & RVs	APR* as low as
Up to 60 months¹ (Minimum loan amount $5,000+)	8.24%
61 to 120 months² (Minimum loan amount $10,000+)	7.99%
121 to 144 months³ (Minimum loan amount $15,000+)	7.99%
145 to 180 months⁴ (Minimum loan amount $25,000+)	7.99%
181 to 240 months⁵ (Minimum loan amount $75,000+)	8.49%

Effective August 21, 2023. Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.

*All rates are disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

¹ 60 monthly payments of $20.76 per $1,000 borrowed.
² 120 monthly payments of $12.54 per $1,000 borrowed.
³ 144 monthly payments of $11.24 per $1,000 borrowed.
⁴ 180 monthly payments of $10.00 per $1,000 borrowed.
⁵ 240 monthly payments of $9.16 per $1,000 borrowed.