Auto Loans
We put you in the driver’s seat
Fastest way to lower monthly expenses
Take advantage of lower auto rates, and get a fast $200 when you refinance your auto loan with Community Choice! Plus, enjoy no payments for 90 days!
Fastest way to lower monthly expenses
Auto loan rates are looking better and better. Get $200 cash incentive when you refinance your auto loan of $15,000 or more with Community Choice, plus enjoy no payments for 90 days.*
- A chance to lower your payment
- 90 days with no loan payment
- Flexible terms to drive your monthly payment lower
- $200 cash incentive deposited into your account 30 days after you refinance
Great auto loan rates and benefits
We make it quick, easy, and personal. We can finance your new car or refinance your loan for a payment that fits your budget.
We’re Michigan’s largest local credit union
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How it works
- Apply and get pre-approved
- Find the car you’d like to buy
- Confirm the details
- We’ll help you finalize
Members can apply via e-Banking and non-members can apply to become a member online. Once you’ve found the vehicle and agree on a price with the dealer, we finalize the details and get you on the road.
Bank with a credit union that puts you first
Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.
Hear from happy members
Get on the fast track to a new auto loan
- Lock in an affordable monthly payment
- Enjoy no payments for 90 days
- Stress less with repair coverage and asset protection
We get you on the road fast with a new auto loan or affordable refinancing options. Apply easily online today!
Auto Loans
Auto Loans for new and used cars | APR* as low as |
---|---|
Up to 48 months¹ | 6.74% |
49 to 60 months² (Minimum loan amount $10,000+) | 6.49% |
61 to 72 months³ (Minimum loan amount $18,000+) | 6.74% |
73 to 84 months⁴ (Minimum loan amount $25,000+) | 7.74% |
Effective May 15, 2024. Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.
*All rates are disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.
¹ 48 monthly payments of $24.07 per $1,000 borrowed.
² 60 monthly payments of $19.81 per $1,000 borrowed.
³ 72 monthly payments of $17.17 per $1,000 borrowed.
⁴ 84 monthly payments of $15.59 per $1,000 borrowed.
*Must be a new loan refinanced from another institution. Existing Community Choice loan refinances or cash out refinances are not eligible. Loan amount must be $15,000 or greater to qualify. Loans less than $15,000 are ineligible for this promotional offer. Current members and new members are eligible for the offer. Funds will be disbursed after 30 days. Must complete the lien placement requirements prior to disbursement. Must be in good standing at the time of disbursement. Subject to change without notice.