Whether you’re looking for the basics or extras, like identity theft monitoring and cell phone protection, we’ve got a personal checking account that suits your needs and goals.
Our premium checking account offers the services you need with added perks for a low, monthly cost of $5.95.
Identity theft monitoring & resolution service
This extra layer of security keeps information safe.
Travel and entertainment perks
Enjoy discounts on shopping, travel, movies and more.
Earn interest on $2,500+
No minimum balance, but you can earn interest on a balance of $2,500 or more.
Debit Advantage®
Eligible accounts can secure new purchases with Buyer’s Protection and an Extended Warranty.
Cell phone protection
Receive up to $300 of replacement or repair costs.
Plateau Insurance
Up to $10,000 accidental death and dismemberment insurance.
Checking Rates*
Checking Accounts
Choice Checking
2.75%APY
$500,000.00 and above
Checking Accounts
Choice Checking
2.50%APY
$250,000.00 - $499,999.99
Checking Accounts
Choice Checking
2.25%APY
$100,000.00 - $249,999.99
Checking Accounts
Choice Checking
2.00%APY
$50,000.00 - $99,999.99
Checking Accounts
Choice Checking
0.50%APY
$25,000.00 – $49.999.99
Checking Accounts
Choice Checking
0.25%APY
$10,000.00 - $24,999.99
Checking Accounts
Choice Checking
0.10%APY
$2,500.00 - $9,999.99
Checking Accounts
Choice Checking
0.00%APY
$0.00 – $2,499.99
Helping our neighbors bank smart and live well
04.8Stars on Google
0K46.5KTotal Volunteer Hours
$0M1.6MScholarships Given
090Years of Service
Keep it simple with Basic Checking
Our Basic Checking is the straightforward solution for the no-frills member. Enjoy the same 24/7 account access, online banking, and a free Debit Mastercard®.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.”
Patricia S.
“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!”
Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.”
Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.”
Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!”
Ariel M.
Building better
community, one member at a time
We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.
*APY = Annual Percentage Yield No minimum to open Choice Checking account. Fees may reduce earnings.Interest not available on Basic Checking accounts. All annual percentage yields are based on the assumption that the money is left on deposit during the dividend period. Dividend rates on share accounts will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. For more information, please refer to our Agreements & Disclosures.
