Protect What Matters Most: Your Identity
Identity theft is more common—and more costly—than ever. But you shouldn’t have to wait until something goes wrong to find out whether you’re covered.
At Community Choice Credit Union, we believe protection should be built into your everyday banking. That’s why our Choice Checking account includes comprehensive identity theft monitoring and resolution services.
This isn’t a separate plan, an extra fee, or something you need to chase down. It’s a benefit you can access immediately—with tools that are simple to use, available digitally, and always there when you need them. It’s protection made easy.
Protection, Simplified
Choice Checking comes with IDProtect® – a robust suite of credit monitoring and identity protection features.
This includes daily monitoring of your credit file, alerts when something changes, and access to your updated credit report and score every 180 days. It even scans over 1,000 databases to flag suspicious use of your identity online.
No need to download several apps or pay for multiple subscriptions. Whether you’re banking on your phone or checking in online, the tools are right at your fingertips.
It’s round-the-clock protection, built for real life—and ready when you are.
Support When You Need It Most
If you ever find yourself dealing with identity theft, you won’t be left figuring it out on your own.
With Choice Checking, you have access to a dedicated fraud resolution specialist—someone who’s there to guide you step by step through recovery. You’re also covered for up to $10,000 in eligible expenses to help with the costs of getting your identity and finances back on track.
It’s the kind of behind-the-scenes support you hope you never need—but it’s reassuring to know it’s already in place if you do.
Tonya, a busy mom from Livonia, had enough on her plate without worrying about fraud.
“When someone opened a credit card in my name, I felt overwhelmed,” she said. “But after one call, someone was already helping me sort it out and get my credit back on track. I didn’t even realize that kind of support came with my checking account.”
We include this kind of protection because we want our members focused on their lives—not on paperwork or fraud claims. Whether you’re juggling work, parenting, or just everyday life, we’re here to have your back.
Everyday Value, No Extra Effort
Choice Checking is designed for everyday ease. For just $5.95 a month, you get a full suite of included benefits—like identity theft protection, credit monitoring, shopping rewards, and cell phone insurance—all with instant access when you need them.
Instead of juggling multiple paid subscriptions across different apps, you can manage everything through just two simple, secure platforms. It’s a smarter way to stay protected, save time, and keep your tools within reach—while saving up to $45 each month compared to paying for each service separately.