We simplify your construction loan with a single-closing, construction-to-permanent loan process. Enjoy an easy application, expert guidance, and a transition from an interest-only 12-month loan to your mortgage.
A simplified process
One closing at the beginning makes for an easy transition from your construction loan to your mortgage.
Competitive rates
Lock in your rate and keep it for your final home loan.
Choose 15- or 30-year mortgage
After the home is complete, the loan transitions to a mortgage that suits your timeline.
Experienced Mortgage Consultants
Our team is with you every step of the way, keeping you informed and the loan process on track.
We’re Michigan’s largest local credit union
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0K39.2KTotal Volunteer Hours
$0M1.6MScholarships Given
089Years of Service
Bank with a credit union that puts you first
Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.
Stay local with 20+ member centers and 30K+ fee-free ATMs in Michigan
Hear from happy members
“I wanted to say thank you for all your help with my mortgage, with your guidance through the whole process. It was greatly appreciated. Thank you to you and Community Choice for being outstanding!”
Joe C.
“Can’t thank you enough for your support regarding my daughter’s FL home mortgage. Without your assistance, the approval process might still be at a stalemate. Thank you for everything. I also, without limitations, will recommend you to anyone I might come in contact with, who needs a mortgage.”
Ken T.
“At a time when everything seems to be either on-line or done remotely, you made getting a mortgage through Community Choice a very personal and pleasurable experience. What a welcome and wonderful change to the way things are so often done these days. Thank you so much for all the professionalism and courtesy that you showed to me throughout the process and know that it was appreciated more than you could ever know. I will certainly not hesitate to recommend you and Community Choice to others for their banking and mortgage needs.”
Terry B.
Build the life you want
Apply and get pre-qualified
Our team underwrites and processes your loan
Construction is complete and it’s time to move in
You’ll save with upfront locked rates, as the initial construction loan seamlessly converts to a long-term mortgage once your new home is built.
