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Freedom &
fun with Mastercard®

  • No pesky annual fees
  • Enjoy competitive rates and worldwide access
  • Shop fast with secure, contact-free technology
Apply for a Mastercard
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World Mastercard

All the perks of a Community Choice Mastercard with the added benefits of earning 1.5% on every purchase, ShopRunner, ID theft reimbursement, and travel & lifestyle services.

Earn cash back

You get 1.5% back on all World Mastercard purchases.

Zero liability

You’re never responsible for unauthorized purchases.

Touch & Go technology

Go contact-free with just a tap of your card in stores where you see the contactless symbol.

ID theft protection

Expert 24/7 assistance should you become the victim of identity theft.

Accepted worldwide

Use your Mastercard at over 52 million establishments around the globe.

Additional perks

Enjoy travel and baggage insurance, access to VIP experiences, cell phone protection, and more.

We’re Michigan’s largest local credit union

04.8Stars on Google

0K39.2KTotal Volunteer Hours

$0M1.6MScholarships Given

089Years of Service

Go Platinum with Mastercard

  • Spend less with competitive rates
  • Enjoy no annual fee
  • Save time with Touch & Go technology

Community Choice Platinum Mastercard provides cash-free freedom with all the security and contactless tech you need to keep payments light and easy.

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Hear from happy members

  • “I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.
  • “Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
  • “I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
  • “We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.

Bank with a credit union that puts you first

Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.

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Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs in Michigan

There’s no bad choice: two options, all the benefits

  • Shop smart with contactless, chip technology, and magstripe
  • Save with competitive rates and no annual fee
  • Use your card worldwide

Don’t let cash weigh you down. Keep it light, keep it easy, keep it safe—all with your Community Choice Mastercard.

Apply for a Mastercard

Credit Cards

Community Choice Mastercard® Credit CardAPR* As Low As
Platinum Mastercard12.99%
World Mastercard17.99%

*APR = Annual Percentage Rate

Credit card rates effective December 1, 2024

All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time. For details or latest rate information, contact a credit union representative.

Mastercard Application & Solicitation Disclosure

Mastercard Credit Card Agreement & Disclosure

Mastercard Platinum Description of Coverage

Mastercard World Description of Coverage

Business Platinum Mastercard Description of Coverage