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7 Books to Get Kids Started on Their Money Journey

April 18, 2025

Smart Reads for Raising Money-Savvy Kids

Financial literacy doesn’t have to wait until adulthood—and with the right resources, it doesn’t have to be complicated. These kid-approved books make it easy to introduce money concepts in fun, accessible ways. Whether you’re reading together at bedtime or handing off a chapter book to a curious tween, you’ll find tools that meet your family where you are, with stories that grow alongside them.

A family outside playing with a ball in the grass

Money Lessons Made Simple, One Page at a Time

Lemonade in Winter: A Book About Two Kids Counting Money (Emily Jenkins and G. Brian Karas)

Pauline and her younger brother John-John boldly set up a winter lemonade stand despite skepticism from their parents. Their spirited salesmanship earns them not profits, but enough for two Popsicles. This charming book, enriched with subtle money lessons, also celebrates sibling bonds, entrepreneurship, and persistence. Illustrated beautifully, it captures the winter ambiance vividly.

Money Ninja (Mary Nihn)

Money Ninja is on an adventure and with the help of his wise mentor, Mr. Roach, Timmy learns valuable lessons about saving, spending, and giving. Through fun storytelling and colorful illustrations, this book teaches kids essential money management skills in a relatable and entertaining way, empowering them to become savvy “Money Ninjas” in their own lives.

A Boy, A Budget, A Dream (Jasmine Paul)

Follow Jake as he sets out to achieve his dream of owning a bicycle. With the guidance of his wise grandfather, Jake learns the fundamentals of budgeting and saving, overcoming obstacles along the way. Through determination and financial discipline, he realizes the power of setting goals and managing money wisely to make dreams a reality.

Finance 101 for Kids: Money Lessons Children Cannot Afford to Miss (Walter Andal)

From understanding money’s history to earning it through hard work, children learn valuable lessons. Discover the importance of saving, the power of interest, and budgeting basics to achieve goals. Through engaging storytelling and interactive exercises, Andal equips young readers with essential financial skills for a bright future.

How to Turn $100 Into $1,000,000,000: Earn! Invest! Save! (James McKenna, Jeanine Glista)

From the minds behind Biz Kid$ and Bill Nye the Science Guy, this comprehensive book teaches kids about money management in a funny yet informative manner. Some of the chapters include setting financial goals, making a budget, getting a job, starting a business, investing smartly – and how to think like a millionaire.

How to Money: Your Ultimate Visual Guide to the Basics of Finance (Jean Chatzky, Kathryn Tuggle)

Visual learners will appreciate this engaging approach to understanding complex financial concepts. Through colorful illustrations and concise explanations, it demystifies topics such as securing your first job, understanding paychecks, managing student loans, obtaining your initial credit card, and how to invest wisely.

I Want More Pizza: Real World Money Skills for High School, College, and Beyond (Steve Burkholder)

A practical guide for young adults, blending financial advice with relatable anecdotes. Through the story of Tommy, a pizza-loving protagonist, readers learn essential money management skills applicable to high school, college, and beyond. With clear explanations and real-life scenarios.