Credit Cards
Two options, all the benefits
Don’t let cash weigh you down. Keep it light, keep it easy, keep it safe—all with your Community Choice Mastercard®. Our cards offer no annual fees, competitive rates, and secure, contact-free technology. Plus, enjoy no-fee balance transfers!
Exceptional benefits
Our Mastercard® credit cards come with best-in-class benefits, from identity protection to travel perks.
Access exclusive World Mastercard® cardholder discounts
Visit mastercard.us to unlock these exclusive offers from Mastercard© when you pay with your Community Choice World Mastercard®.
ShopRunner
Get a free ShopRunner membership valued at $79 which provides free two-day shipping and free returns.
Lyft
Earn $5 in Lyft credit for every three rides taken in a calendar month.
Exclusive Mastercard® benefits
Community Choice Credit Union is proud to partner with Mastercard® to bring our members the best of the best. Enjoy incredible perks on either of our credit cards.
Mastercard® ID Theft Protection™
provides expert 24/7 assistance should you become the victim of identity theft.
Mastercard® ID Theft Reimbursement
World Mastercard® cardholders have access to an additional $1000 reimbursement toward expenses related to identity theft recovery.
Mastercard® Zero Liability Protection
protects you against any unauthorized purchases on your card if it is lost or stolen.
Mastercard® Global Service™
provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and cash advance. Call 800.307.7309 for assistance.
Mastercard® Travel and Lifestyle Services
provides personal assistance via telephone, web, or mobile app, including dining and entertainment reservations. See terms.
Mastercard® Airport Concierge
is your passport to the finer side of air travel. Enjoy a 15% savings on VIP Meet and Assist services. See details.
Mastercard® Golf
provides discounted access to golf courses, complimentary grounds passes for PGA tournaments, and access to golf travel packages. Call 800.307.7309 for assistance.
Priceless Experiences
Offers Mastercard cardholders the opportunity to engage in exclusive, once-in-a-lifetime experiences with the people they love in the cities where they live and travel. See details.
NOTE: These benefits may be subject to change without prior notice. Please call 1.800.Mastercard for the latest benefit information.
Not sure if a
Community Choice
Mastercard is the right choice?
Find out what your current credit cards are costing you and how much you could save with a Community Choice Mastercard by using this free Card Check tool.
Enjoy $12 in monthly rewards, up to $144 annually
Get rewarded for making smart financial decisions! Using your debit card, getting paid through direct deposit, and other routine activities help you earn GetBigReward$.
Learn more about our rewards.
Credit Card FAQs
Your Community Choice Mastercard questions answered. See all frequently asked questions.
Building better community, one member at a time
We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.
Credit Cards
| Community Choice Mastercard® Credit Card | APR* As Low As |
|---|---|
| Platinum Mastercard | 13.24% |
| World Mastercard | 18.24% |
*APR = Annual Percentage Rate. Credit card rates effective August 1, 2023.All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time. For details or latest rate information, contact a credit union representative.