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Beginning February 1, refinance your auto loan of $15,000 or more from another institution with us, and enjoy the benefits!
90 Days of No Payments – Take a pause and enjoy the payment break
$200 Cash Bonus* – Put it towards whatever you need this winter
Flexible Terms – Drive your monthly payment lower
And the best part? You can apply right in e-Banking – no hassle, no waiting. Simply log in and complete your application in minutes, all from the comfort of your home.
We get it. Life happens. Talk to us about payment protection.
No payments for 90 days
Don’t stress about those first payments. You have some wiggle room.
Easily manage your loan
Enjoy access to e-Banking and multiple, convenient ways to make your loan payments
Guaranteed asset protection (GAP)
Protection if your vehicle is totaled or stolen and your loan balance exceeds the amount that your insurance pays you. Enhanced with deductible reimbursement when it’s not a total loss.
Members can browse personalized special offers or apply from scratch within e-Banking. If you’re not a member, you can use our easy online application or visit any member center.
2. Find the car you’d like to buy
Do your research and find the ride that suits your needs (and dreams). Our team can help you check the value on the vehicle before you purchase so you can buy with peace of mind.
3. Confirm the details
Keep a poker face and make your best offer to the dealer. Once you agree on the price, send us the purchase agreement. We’ll take it from there.
4. We’ll help you finalize
Once our team finalizes everything with your purchase agreement, you’ll e-sign your loan documents and hit the road.
Hear from happy members
“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!”
Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.”
Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.”
Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!”
Ariel M.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.”
Patricia S.
Auto Loan FAQs
Your auto loan questions answered. See all frequently asked questions.
We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.
Stay local with 20+ member centers and 30K+ fee-free ATMs
*Offer effective February 1, 2025. Must be a new loan refinanced from another institution. Cash out refinances are not eligible. Loan amount must be $15,000 or greater to qualify. Funds will be disbursed 30 days after loan closing. Offer subject to change without notice.