Mortgages

Home loans to get you in the door

With our trusted partner Member First Mortgage, we’re bringing you more than 50 years of home loan experience. Discover mortgage options that save you money, time, and home-buying headaches.

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A mortgage designed for you

We make buying a home as easy and affordable as possible. With an average turnaround of 30 days, we get you in the door sooner.

Dedicated lending team

We offer a full-service mortgage team with more than 50 years of combined experience.

Quick and easy application

We save you time with an easy application process, pre-approval options, and an average turnaround of 30 days.

Flexible terms and loan options

We offer a wide range of mortgage terms and rate options customized for your needs.

Competitive rates

Big bank rates with local, personal service to ensure the numbers work for your budget.

Home loans to match your dream

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Adjustable-rate mortgage (ARM)

Benefit from a lower interest rate compared to a fixed-rate mortgage, allowing you to save money on interest and providing a lower monthly payment.

Federal Housing Administration (FHA) mortgage

A great option for first-time buyers, an FHA can offer low down payments, competitive interest rates, and easier qualification.

VA home loan

Eligible veterans and service members can take advantage of no down payment and competitive interest rates.

Conventional Mortgage

Start your homeownership journey with competitive rates and a streamlined application process.

Construction loan

Build your dream home with secure funding to cover the costs of land, building materials, labor, and permits.

Rural Development loan

Enjoy the charm of a slower pace of life with specialized financing for homebuyers in rural and suburban areas.

View Home Loan Resources

With you every step of the way

Our mortgage consultants are here to guide you from the loan application to the closing. Have questions? We have answers. Have concerns? We have solutions. Talk to our team today.
Call us at 877.243.2528, ext. 1260 or make an appointment to speak with a lender in person.

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Hear from happy members

“Can’t thank you enough for your support regarding my daughter’s FL home mortgage. Without your assistance, the approval process might still be at a stalemate. Thank you for everything. I also, without limitations, will recommend you to anyone I might come in contact with, who needs a mortgage.” Ken T.
“At a time when everything seems to be either on-line or done remotely, you made getting a mortgage through Community Choice a very personal and pleasurable experience. What a welcome and wonderful change to the way things are so often done these days. Thank you so much for all the professionalism and courtesy that you showed to me throughout the process and know that it was appreciated more than you could ever know. I will certainly not hesitate to recommend you and Community Choice to others for their banking and mortgage needs.” Terry B.
“I wanted to say thank you for all your help with my mortgage, with your guidance through the whole process. It was greatly appreciated. Thank you to you and Community Choice for being outstanding!” Joe C.

No surprises, just the facts

Before you shop, know what you qualify for and get an estimated monthly payment based on purchase price.

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Enjoy $12 in monthly rewards, up to $144 annually

Get rewarded for making smart financial decisions! Using your debit card, getting paid through direct deposit, and other routine activities help you earn GetBigReward$.

Learn more about our rewards.

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Mortgage FAQs

Your home loan questions answered. See all frequently asked questions.

See all frequently asked questions

Financial Calculators

Mortgage Calculators

Home Loan Resources

Applying for a home loan

We make it easy to get your foot in the door with a quick application process. Make sure to have these key items handy when you apply:

3-5 Paystubs
2 most recent W2s
Most recent two month’s bank statements/ investment / retirement accounts
Provide a copy of your Driver’s License

Homeowners insurance

Community Choice partners with a range of trusted insurance providers to meet the needs of your home protection.

Understanding taxes, escrow, and PMI

Learn how to manage your financial responsibilities to ensure a smooth homeownership experience.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Become a member