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Community Choice/Savings Accounts

Choice Savings

Save for an any-weather day

  • No minimum balance or monthly fee
  • Earn more as your savings grows
  • Utilize free financial guidance to lay out a plan
Open an account
See rates

Perks that make it easy to save

We’re here to help you build your savings with professional guidance and the benefits that get you there.

No minimum balance

The flexibility to save without the obligation of a specific minimum amount in your account.

No monthly fee

We’re here to help you save and earn, not charge you unnecessary maintenance fees.

It’s easy to set and meet savings goals

Separate your balances or save for special purchases with Targets.

24/7 access

Manage your Choice Savings account anytime, anywhere with online and mobile access.

Earn more interest as your balance grows

Monthly dividends are paid based on the total balance of your Choice Savings account.

Financial goal guidance

A Personal Advisor is available to help you establish a savings plan you can depend on.

We’re Michigan’s largest local credit union

04.9Stars on Google

0K39.2KTotal Volunteer Hours

$0M1.6MScholarships Given

089Years of Service

Bank with a credit
union that puts you first

Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.

Become a member

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs in Michigan

Hear from happy members

  • “This is our second auto loan with CCCU in the past 4 years and we couldn’t be happier with the service received from everyone that we had dealt with. Keep up the great work.” Lucien D.
  • “I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
  • “Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
  • “I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

Choice Savings gets you there

  • Enjoy no monthly fee or minimum balance
  • Earn interest as you save more
  • Set goals and reach them with Choice Goals
  • Qualifying product to earn $12/month with GetBigReward$

We make it easy to build savings because we want our members to live fully and worry-free.

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Savings Accounts

GetBigReward$ qualifier: $12/month

Choice SavingsRateAPY*
$100.00 – $9,999.990.01%0.01%
$10,000 – $24,999.990.05%0.05%
$25,000 – $49,999.990.10%0.10%
$50,000 – $99,999.990.15%0.15%
$100,000 – $249,999.990.25%0.25%
$250,000 – $499,999.990.39%0.40%
$500,000 and above0.49%0.50%

*APY = Annual Percentage Yield
Savings rates effective February 23, 2023.
All annual percentage yields are based on the assumption that the money is left on deposit during the dividend period. Dividend rates on share accounts will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. For more information, please refer to our Account Agreements and Disclosures.