Community Choice/Borrow/Home Equity Loans

Home Equity Loans

Get your HELOC and get going

Need fast cash for that renovation? Unlock your home’s potential with an effortless Community Choice Credit Union HELOC or home equity loan. We streamline the process so you can get your cash and move on to your goals.

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Turn home equity into possibility

You can cover it all with a FlexChoice HELOC or home equity loan: home upgrades, renovations, education costs, vacations, and more.

Easy digital application

Apply for your HELOC in minutes. We’ve streamlined the process so you can do it all through e‑Banking.

Save on closing costs

We’ll cover up to $500 in closing costs, putting more money back in your pocket.*

Stress-free approvals

Our simplified approval options save you time and headaches.

Guidance and access at every step

Work with a devoted Home Equity Specialist to support you throughout the process.

Fuel your dreams

Use your home equity to achieve your goals, whether it’s a dream vacation, home renovation, or debt consolidation.

Digital closing process

Close your loan quickly and securely with a digital closing process you can access from anywhere.

FlexChoice Home Equity Line of Credit

Put the value of your home to use and get a line of credit to pull from as you go. With FlexChoice, you have the flexibility to segment off a portion of your balance into a fixed rate and term when you choose.

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Home Equity Loan

It’s your money to use how you see fit. A home equity loan can be used home repairs and remodels, vacations, major purchases, or just about anything you have in mind. You’ll have one fixed loan that provides a lump sum upfront and features a fixed term and fixed interest rate so your monthly payment stays the same.

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Renovation Loan powered by RenoFi

Increase your home’s worth with an innovative renovation loan that is based on your after-renovation value. Enjoy flexible payment options without refinancing your primary mortgage or changing your existing rate.

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Hear from happy members

“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

Our lending team

Our home equity team is with you from start to finish. You’ll get dedicated service, expert guidance, and smart solutions. We make the process quick and easy.

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Financial Calculators

Home Equity Loans FAQs

Your home equity loan questions answered. See all frequently asked questions.

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Disclosures

* Generally, closing costs will not exceed $500 unless an appraisal is necessary to complete the process. Please call to speak with our Home Equity Team if you would like more details before applying. Credit will be applied at time of closing. All loans subject to approval. This offer is not redeemable for cash. Offer subject to change at any time without notice. NMLS ID# 451369.