Community Choice/Borrow/Home Equity Loans

Home Equity Loans

Your home’s equity can do big things

You’ve put your heart – and money – into your home. Now it’s time to get something back. A FlexChoice home equity line of credit or fixed rate home equity loan puts money in your pocket to tackle the projects, adventures, or challenges ahead.

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We make it happen

Whether it’s a DIY house project, a long-awaited repair, or a dreamy upgrade, we’ve got an option to fit your project budget needs.

We’ll pay up to $500 of your closing costs!*

Options to suit your project

Choose from a fixed-rate home equity loan or variable-rate line of credit; either way, we make sure you save.

Dedicated lending team

Our team is with you all the way. Enjoy the commitment of a devoted Home Equity Specialist and our processors.

Quick and easy application

We save you time with an easy application process and pre-approval options.

Improve your credit

A home equity loan or FlexChoice Home Equity Line of Credit is a great way to up that credit score.

Coverage that expects the unexpected

We get it. Life happens. Talk to us about payment protection.

FlexChoice Home Equity Line of Credit

Put the value of your home to use and get a line of credit to pull from as you go. With FlexChoice, you have the flexibility to segment off a portion of your balance into a fixed rate and term when you choose.

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Home Equity Loan

It’s your money to use how you see fit. A home equity loan can be used home repairs and remodels, vacations, major purchases, or just about anything you have in mind. You’ll have one fixed loan that provides a lump sum upfront and features a fixed term and fixed interest rate so your monthly payment stays the same.

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Renovation Loan powered by RenoFi

Increase your home’s worth with an innovative renovation loan that is based on your after-renovation value. Enjoy flexible payment options without refinancing your primary mortgage or changing your existing rate.

Explore your options

Hear from happy members

“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

Our lending team

Our home equity team is with you from start to finish. You’ll get dedicated service, expert guidance, and smart solutions. We make the process quick and easy.

Talk to a lender

Financial Calculators

Home Equity Loans FAQs

Your home equity loan questions answered. See all frequently asked questions.

See all frequently asked questions

Related to Home Equity Loans

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Disclosures

* $500 lender credit for closing costs is one time only per household. All loans are subject to approval. This offer is not redeemable for cash. See Credit Union for full details. NMLS ID# 451639